International student health insurance plans are for international students which provide plan benefits, value, and coverage to keep you safe and healthy. Student health plans can help in keeping your budget healthy, too. International students studying in the U.S. are benefited by visa and meets visa requirements. Students from the U.S. studying abroad can also stay protected in Schengen visa countries and beyond the international student health insurance plan. Every year thousands of students study out of their country, what if they experience an unexpected illness while traveling? This is why international student health insurance is there which provides benefits for these students. The insurance plan will give financial support to students for relieving acute pain, through emergency measures, due to any pre-existing medical condition. There are many universities that require students to be covered for mental or nervous disorders. The international student health insurance plan not only provides for this but also covers expenses related to pregnancy, inter-collegiate sports injuries, mammography, cancer screening, and childcare benefits.
Why do I need an International Student Health Insurance?
Most universities and colleges require that international and study abroad students obtain a minimum level of medical coverage for their enrolment period. The host countries may also require insurance for international students, so it is important to verify your visa requirements before purchasing coverage. International students who hold F1 visas are not required by the U.S. government to get the health insurance requirements, but they may still be required by their school to purchase certain coverage.
Benefits of International Student Health Insurance
- Emergency Medical Coverage: In case of any medical emergency of the student the faculty take them to the nearest hospital, all medical charges are covered by then. Also in case of returning to a country home or any other country due to the medical evacuation, the traveling charges are covered by the policy.s
- Return of Mortal Remains: In any unfortunate event if a student dies as a result of a covered illness or injury while outside of their home country, this benefit can cover expenses for transporting the remains back home.
- Student Medical Coverage for illness: Your institution and the host country will often require students to purchase a plan that includes a minimum amount of medical coverage for accidents or illnesses.
How to get International Student Health Insurance
For getting student health insurance you have to follow four simple steps, first you to search your institution and host country’s coverage requirement. Secondly, confirm that your institute allows you to waive the university purchased plan. Next, search the right plan for you according to the cost and coverage and finally, purchase a plan and submit a waiver to the university with other necessary documents.
Cheapest Health Insurance for students
Medicaid is the cheapest international student health insurance plan, if nobody claims you as a dependent on your taxes, and you don’t live with your parents, you may qualify for free health insurance through Medicaid. The Medicaid plan is typically reserved for low-income earners which includes many college students who are focused primarily on their studies.